Albert

Albert offers a comprehensive financial management platform, allowing you to effortlessly budget, bank, save, and invest. Consolidate all your financial oversight by tracking spending, managing monthly budgets, and staying informed on bills and subscriptions in one unified location. Tailored insights help identify where to save and how to spend wisely.

Benefit from banking features such as overdrafts up to $250 without traditional bank fees and the potential to receive paychecks up to two days early with direct deposit. Eligible members can also enjoy cashback rewards, adding value to everyday transactions.

Saving becomes automated and more strategic with this app. Set saving goals, have funds transferred to savings automatically, and even receive cash bonuses as an incentive for maintaining positive financial habits.

Investing is made available to both novices and experienced investors. With just $1, start to automatically invest in stocks and ETFs, guided by Genius’ custom portfolios. It's a seamless experience for those looking to explore and expand their investment potential.

Security is paramount, with banking-level protection in place. Funds in Cash and Savings are FDIC-insured up to $250,000 through partner banks. Moreover, Securities is a SIPC member, offering an additional layer of security for your investments up to $500,000.

The platform emphasizes transparency and data security. Identity protection, credit score tracking, and real-time alerts for unusual activity safeguard financial health.

The Genius subscription, at a monthly or yearly fee, unlocks advanced features like detailed insights from a dedicated team of experts and wider overdraft coverage eligibility, catering to those seeking full optimization of their financial well-being.

Remember, Albert's sophisticated algorithm empowers users to make informed financial decisions, but as with all investments, risks are involved, and it is important to acknowledge that past performance does not guarantee future returns. Invest and save with clarity and control, using it as your personal finance ally.